Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Driving Safely In Inclement Weather
Posted: June 4, 2019
Driving Safely In Inclement WeatherThe arrival of spring means a long break from icy, snow-packed roads and winter driving conditions. Although snow and ice may not be a problem during the warmer months, inclement weather can still cause hazardous driving conditions. High winds and heavy rains are common in the spring, and peak tornado season is during the spring and summer. Weather Hazards In The Spring and Summer During...
9 Things To Know If You Have A Backup Generator
Posted: June 4, 2019
9 Things To Know If You Have A Backup GeneratorWhether it’s a hurricane or a routine power outage, navigating a dark house is never fun. That’s why many people choose to install backup generators in their homes. A backup generator can power your home until regular electricity resumes. While backup generators can come in handy in a pinch, owners should know the right way to install and maintain them. Knowing what to do can help reduce risks...
Understanding Auto Insurance Endorsements
Posted: May 31, 2019
Understanding Auto Insurance EndorsementsThink of auto insurance endorsements as “added options” to your auto policy. Just like you could customize your vehicle, endorsements allow you to customize your coverage. Sometimes endorsements are as simple as an address or name change, or when you want to add coverage to your current policy. An endorsement is also a good way to add extra coverage to your policy without having to...
What Happens To My Life Insurance If I Am Diagnosed With A Terminal Illness?
Posted: May 30, 2019
What Happens To My Life Insurance If I Am Diagnosed With A Terminal Illness?In most cases, life insurance benefits are paid out after the insured dies and a claim, along with a certified copy of the death certificate, is filed with the insurance company. In cases of terminal illness, however, there may be an exception to this rule. If you have been diagnosed with such an illness, you may qualify for accelerated death benefits. What Are Accelerated Death...
Can I Still See My Own Doctor After Filing For Workers' Compensation?
Posted: May 28, 2019
Can I Still See My Own Doctor After Filing For Workers' Compensation?There is no yes or no answer to that question. Each state has its own set of complicated rules for when you can see your own doctor for a work-related injury covered by workers’ compensation insurance. Generally, but with some exceptions, your employer’s insurance company determines which doctors you see when you have filed a workers’ comp claim. Workers’ compensation can be confusing, and the...